Start building your dream house today! If you have good credit and 25% of your lot paid for, you have a great chance of getting qualified. Below are some specific details on this program. The rates range from 5.95-8.95% and you have the option only pay interest on the money you draw. Loan amounts from $100,000 to $2,500,000 Loan amounts up to 90% of the appraised value on single family, owner occupied, full income documentation, conforming loan amounts(80% for Jumbo’s).