Applying For A Home Loan Is Easier Than You Think

Start Living Your Dream

We help you achieve the dream house for you and your family. Let our loan experts walk you through the process.

If You Can DREAM It, We Can FINANCE It

We are committed to helping you find the right mortgage product for your needs. Whether you are refinancing your house or a first-time home buyer, we will put you in the right loan with the best possible rate. This is a huge step forward in your life…Let’s make it happen together.

Family In Front Of Home

6 Steps To Become A Homeowner

1. Pre-Qualification

It is necessary to have a pre-qualification letter from Gold Standard Mortgage to validate that you can qualify for a home loan.

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2. Find A Home

With your home approval in hand, you can start your home search with your desired real estate agent.

3. Processing

Processing ensures all of the required documentation for your mortgage are in order to process your loan.

4. Underwriting

Underwriting will evaluate credit and assess the risk of the borrower to make sure they they will not default on the loan.

5. Clear To Close

Once all the required documentation has been reviewed and approved by underwriting, your file is “Clear to Close.”

6. Move In

Congratulations! The mortgage has closed and you a clear to move in to your new home.

Buy a home or refinance with Gold Standard Mortgage

FHA - 30 YEAR TERM

These are easier to qualify for since they are insured by the federal government.

VA - 30 YEAR TERM

Gold Standard Mortgage is proud to offer VA loans to all veterans that qualify.

USDA - 0% DOWN

Helps home ownership for low to moderate-income households with limited savings.

CONVENTIONAL

These loans are not insured by the federal government.

REFINANCE

Take advantage of the lowest rates of our lifetime! Refinancing gives you so many options.

CONSTRUCTION LOANS

If you have good credit and 25% of your lot paid for, you have a great chance of getting qualified.